BOSWM Dynamic Islamic Income Fund

Category	:	Islamic fixed income (wholesaleΔ)
Type	:	Growth and income
Investor Profile	:	Those seeking income and potential capital growth.
Investment Objective & Strategy	:	•  Aims to deliver total return for its unitholder(s). (‘Total return’ refers to a combination of income (in the form of income distribution) and potential capital growth.). •  As an Islamic wholesale fund, the Fund is expected to invest in Islamic fixed income instruments (i.e. sukuk, Islamic money market instruments, Islamic deposits as well as investment accounts). As the Fund’s name implies, the Manager will allocate its assets dynamically between the Islamic fixed income instruments mentioned. Take for example, if the market condition permits (i.e. optimistic outlook), the Manager may seize the opportunity to hold more of the Shariah-compliant investments with longer maturity profile to enhance the Fund’s performance.
Distribution Policy#	:	Declaration of income distribution (if any) is at least once a year.
Unit Split	:	-
Specific Risks of the Fund	:	Interest rate risk, credit & default risk, early termination of placement in Islamic deposit (s) and investment accounts risk, and Shariah status reclassification risk
Further Information	:	Fund Fact Sheet

LOCAL MONEY MARKET

BOSWM Cash Fund

Category	:	Money market
Type	:	Income
Investor Profile	:	Those seeking a steady income◊ stream and high level of liquidity in their investments, with a shorter-term investment horizon.
Investment Objective & Strategy	:	•  Aims to provide regular income◊ potentially higher than prevailing money market and savings rates, stability of capital and a high level of liquidity. •  The Fund will focus on investing in a diversified portfolio of deposits with financial institutions and/or money market instruments with financial institutions in Malaysia to generate regular stream of income that is higher than prevailing money market and savings rates. Note: The Fund is neither a capital guaranteed fund nor a capital protected fund.  •  The Fund will invest at least 90% of its NAV in placements of deposits with financial institutions and/or money market instruments with financial institutions with maturity of no more than 365 days (one year)*. *  However, the Fund may invest in money market instruments with the remaining maturity period of no longer than 732 days (two years) provided the money market instruments are issued by, or guaranteed by, either a government, government agency or central bank.
Distribution Policy#	:	Income, if any, will be distributed monthly.
Unit Split	:	-
Specific Risks of the Fund	:	Early termination of cash deposits risk, interest rate risk and reinvestment risk
More Information	:	Fund Fact Sheet
Investment in this Fund is not the same as placing funds in a deposit with a financial institution. There are risks involved and investors should rely on their own evaluation to assess the merits and risks when investing in this Fund.

BOSWM Islamic Deposit Fund

Category	:	Money market (Islamic)
Type	:	Income
Investor Profile	:	Those seeking stability of capital, regular income◊ and liquidity by investing in Islamic cash deposits and/or Islamic money market instruments.
Investment Objective & Strategy	:	•  Aims to provide stability of capital, regular income◊ and liquidity by investing in Islamic cash deposits and/or Islamic money market instruments. •  The Fund will invest in Islamic cash deposits and low risk Islamic money market instruments for capital preservation♦ and to accommodate the liquidity requirements of its unitholders. * The Fund is neither a capital guaranteed fund nor a capital protected fund.
Distribution Policy#	:	Monthly, depending on the availability of realised income and/or realised gains and at the Manager’s discretion.
Unit Split	:	-
Specific Risk of the Fund	:	Early termination of Islamic cash deposits risk and profit rate risk
More Information	:	Fund Fact Sheet

GLOBAL MIXED ASSET

BOSWM Core Growth Fund 

Category	:	Feeder Fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in share class B, Inst C and/or Inst D of the Target Fund (i.e. BOS International Fund – Growth). •  Up to 5% of the Fund's NAV will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Risks Associated with the Fund	:	Target fund risk, currency risk, country risk and liquidity risk
More Information	:	Fund Fact Sheet

BOSWM Core Balanced Fund

Category	:	Feeder Fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in share class B, Inst C and/or Inst D of the Target Fund (i.e. BOS International Fund – Balanced). •  Up to 5% of the Fund's NAV will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Risks Associated with the Fund	:	Target fund risk, currency risk, country risk and liquidity risk
More Information	:	Replacement master information memorandum & PHS

BOSWM Core Defensive Fund

Category	:	Feeder Fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in share class B, Inst C and/or Inst D of the Target Fund (i.e. BOS International Fund – Defensive). •  Up to 5% of the Fund's NAV will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Risks Associated with the Fund	:	Target fund risk, currency risk, country risk and liquidity risk
More Information	:	Replacement master information memorandum & PHS

BOSWM Asian Income Fund

Category	:	Mixed assets - feeder fund (wholesaleΔ)
Type	:	Growth and Income◊
Investor Profile	:	This Fund is suitable for sophisticated investors who are: •  seeking capital growth and income◊ •  seeking investments specifically in growth opportunities in emerging markets in the Asian region; •  have a high tolerance for risk with investments in a portfolio that includes stocks and; investment grade, high yield and unrated bonds; and •  have a medium to long-term investment horizon.
Investment Objective & Strategy	:	•  The Fund aims to provide capital growth and income◊ in the medium to long term by investing in the Target Fund - Lion Capital Funds II -  Lion-Bank of Singapore Asian Income Fund. •  The Fund will invest at least 95% of its NAV in the USD Class C (Distribution) of the Target Fund managed by Lion Global Investors Limited and Bank of Singapore. The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets.
Distribution Policy#	:	Subject to the availability of income, distribution of income will be on a quaterly basis.
Unit Split	:	-
Risks Associated with the Fund	:	Target fund risk, currency risk and country and/or foreign securities risk
More Information	:	Fund Fact Sheet

GLOBAL FIXED INCOME / MONEY MARKETS

BOSWM Emerging Market Bond Fund

Category	:	Fixed Income – feeder fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Those seeking capital growth and income◊; seeking investments specifically in foreign emerging market bonds; have a high tolerance for risk with investments in a portfolio that includes non-investment grade and/or unrated emerging market bonds; and have a medium to long-term investment horizon.
Investment Objective & Strategy	:	•  Aims to provide capital growth and income◊ in the medium to long term by investing in the Target Fund – Lion Capital Funds II – Lion-Bank of Singapore Emerging Market Bond Fund. •  The Fund will invest at least 95% of its net asset value (NAV) in the USD Class C (Distribution) of the Target Fund managed by Lion Global Investors Limited. •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets. •  The foreign exchange exposures to the Target Fund will be managed by employing currency hedging mechanism.
Distribution Policy#	:	Subject to the availability of income, distribution of income will be on a quarterly basis.
Unit Split	:	-
Risks Associated with the Fund	:	Target fund risk, currency risk and country and/or foreign securities risk
More Information	:	Fund Fact Sheet

BOSWM Core High Yield Bond Fund

Category	:	Feeder fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in any share classes of the Target Fund (i.e. BOS International Fund – High Yield Bond). •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Further Information	:	Master information memorandum & PHS

BOSWM Core EM Investment Grade Bond Fund

Category	:	Feeder fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in any share classes of the Target Fund (i.e. BOS International Fund – EM Investment Grade Bond). •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Further Information	:	Master information memorandum & PHS

BOSWM Core DM Investment Grade Bond Fund

Category	:	Feeder fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in any share classes of the Target Fund (i.e. BOS International Fund – DM Investment Grade Bond). •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Further Information	:	Master information memorandum & PHS

GLOBAL EQUITY

BOSWM Core US Equities Fund

Category	:	feeder fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in any share classes of the Target Fund (i.e. BOS International Fund – US Equities). •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Further Information	:	Master information memorandum & PHS

BOSWM Core Asia Equities Fund

Category	:	Feeder fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in any share classes of the Target Fund (i.e. BOS International Fund – Asia Equities). •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Further Information	:	Master information memorandum & PHS

BOSWM Core European Equities Fund

Category	:	Feeder Fund (wholesaleΔ)
Type	:	Growth and income◊
Investor Profile	:	Sophisticated investors who are seeking long-term capital growth and/or income return by investing into a collective investment scheme.
Investment Objective & Strategy	:	•  Aims to provide long-term capital growth and/or income return by investing into a collective investment scheme. •  The Fund will invest at least 95% of the Fund’s NAV in any share classes of the Target Fund (i.e. BOS International Fund – European Equities). •  The balance of the Fund's NAV that is not invested in the Target Fund will be invested in liquid assets such as money market instruments (including fixed income securities which have remaining maturity period of not more than 365 days) and placement of deposits (current and/or term) with financial institutions for liquidity purposes.
Distribution Policy#	:	Incidental, subject to the Manager’s discretion.
Unit Split	:	-
Further Information	:	Master information memorandum & PHS

NOTES:

◊	Income is in reference to the Fund's distribution, which could be in the form of cash or units.
#	Income distributions are not guaranteed and may not be repeated. Distributions of income will only be made from realised gains or realised income derived from investments of the Funds.
+	The focus will be on income which will be derived from a mix of dividends and profit sharing income.
++	The focus will be on income and derived from a mix of dividends and interest/profit sharing income. Capital appreciation will be a lesser focus.
*	Long term is defined as a period of more than three years, medium term is a period of one to three years, and short term is a period of below one year.
Δ	This wholesale fund is for sophisticated investors only. A sophisticated investor means any person who comes within any of the categories of investors as set out in Part 1, Schedules 6 and 7 of the Capital Markets and Services Act 2007 ("CMSA"). These would include (but are not limited to) the following:

A. Accredited investors

1.	A unit trust scheme, private retirement scheme or prescribed investment scheme.
2.	Bank Negara.
3.	A licensed person or a registered person.
4.	An exchange holding company, a stock exchange, a derivatives exchange, an approved clearing house, a central depository or a recognized market operator.
5.	A corporation that is licensed, registered or approved to carry on any regulated activity or capital market services by an authority in Labuan or outside Malaysia which exercises functions corresponding to the functions of the Securities Commission.
6.	A bank licensee or an insurance licensee as defined under the Labuan Financial Services and Securities Act 2010     [Act 704].
7.	An Islamic bank licensee or a takaful licensee as defined under the Labuan Islamic Financial Services and Securities Act 2010 [Act 705].
8.	A chief executive officer or a director of any person referred to in paragraphs 3, 4, 5, 6 and 7.
9.	A closed-end fund approved by the Securities Commission.

B. High-net worth entities

10.	A company that is registered as a trust company under the Trust Companies Act 1949 and has assets under its management exceeding ten million ringgit or its equivalent in foreign currencies.
11.	A corporation that–
	(a)     is a public company under the Companies Act 2016 which is approved by the Securities Commission to be a          trustee under the Act and has assets under its management exceeding ten million ringgit or its equivalent in          foreign currencies; or
	(b)     is carrying on the regulated activity of fund management solely for the benefit of its related corporations and               has assets under its management exceeding ten million ringgit or its equivalent in foreign currencies.
12.	A corporation with total net assets exceeding ten million ringgit or its equivalent in foreign currencies based on the last audited accounts.
13.	A partnership with total net assets exceeding ten million ringgit or its equivalent in foreign currencies.
14.	A statutory body established under any laws unless otherwise determined by the Securities Commission.
15.	A pension fund approved by the Director General of Inland Revenue under the Income Tax Act 1967.

C. High-net worth individual

16.	an individual –
	(a)	whose total net personal assets, or total net joint assets with his or her spouse, exceeding three million ringgit or its equivalent in foreign currencies, excluding the value of the individual’s primary residence;
	(b)	who has a gross annual income exceeding three hundred thousand ringgit or its equivalent in foreign currencies in the preceding twelve months;
	(c)	who jointly with his or her spouse, has a gross annual income exceeding four hundred thousand ringgit or its equivalent in foreign currencies in the preceding twelve months;
	(d)	whose total net personal investment portfolio or total net joint investment portfolio with his or her spouse, in any capital market products exceeding one million ringgit or its equivalent in foreign currencies; or
	(e)	who acquires unlisted capital market products where the consideration is not less than two hundred and fifty thousand ringgit or its equivalent in foreign currencies for each transaction whether such amount is paid for in cash or otherwise.

                          
And such other categories of investor(s) as may be specified by the Securities Commission Malaysia from time to time.